/*
Theme Name: Brighton Finance
Theme URI: https://brightonfinance.com.au
Author: Brighton Finance
Description: Custom theme for Brighton Finance, a Perth mortgage broker. Ported from the original Next.js/Tailwind marketing site.
Version: 1.0.0
Requires PHP: 8.0
Text Domain: brighton-finance
*/

/* Design tokens (ported from tailwind.config.ts / globals.css) ------------ */
:root {
  --color-ink: #0A1D34;
  --color-ocean: #D29429;
  --color-foam: #FFF7DF;
  --color-sand: #F7F1E6;
  --color-coral: #F2D24C;
  --color-ivory: #FFFCF4;
  --color-gold-pale: #FFF0BD;
  --color-gold-deep: #8A5C13;

  --background: #f7f1e6;
  --foreground: #0a1d34;

  --font-display: "Cinzel", Georgia, Cambria, "Times New Roman", Times, serif;
  --font-body: "Inter", ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  --shadow-paper: 0 16px 40px rgba(10, 29, 52, 0.13);
  --shadow-float: 0 8px 24px rgba(10, 29, 52, 0.08);

  --container-max: 1600px;
}

@font-face {
  font-family: "Cinzel";
  src: url("assets/fonts/Cinzel-VariableFont_wght.ttf") format("truetype");
  font-weight: 400 900;
  font-style: normal;
  font-display: swap;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; overflow-x: clip; }
body {
  min-height: 100vh;
  max-width: 100%;
  overflow-x: clip;
  background: var(--background);
  color: var(--foreground);
  font-family: var(--font-body);
  line-height: 1.5;
  margin: 0;
}
img, svg, video, canvas { max-width: 100%; display: block; }
input, select, textarea { min-width: 0; max-width: 100%; }
button, input, select, textarea { font: inherit; }
h1, h2, h3, h4, p, a, button, label { overflow-wrap: anywhere; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; margin: 0; padding: 0; }
button:focus-visible, a:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible {
  outline: 3px solid #d29429; outline-offset: 3px;
}

.skip-link {
  position: fixed; left: 1rem; top: 1rem; z-index: 100;
  transform: translateY(-180%);
  border-radius: 999px; background: #fff; padding: .75rem 1rem;
  color: #0a1d34; font-weight: 700;
  box-shadow: 0 8px 24px rgba(10, 29, 52, .16);
  transition: transform 180ms ease-out;
}
.skip-link:focus { transform: translateY(0); }

/* ─── Layout helpers (ported Tailwind component classes) ─────────────── */
.container-page {
  margin-inline: auto;
  width: 100%;
  min-width: 0;
  max-width: var(--container-max);
  padding-inline: 1rem;
}
@media (min-width: 640px)  { .container-page { padding-inline: 2rem; } }
@media (min-width: 1024px) { .container-page { padding-inline: 3rem; } }
@media (min-width: 1280px) { .container-page { padding-inline: 4rem; } }
@media (min-width: 1536px) { .container-page { padding-inline: 6rem; } }

.eyebrow {
  font-size: .75rem; font-weight: 800; text-transform: uppercase;
  letter-spacing: .18em; color: var(--color-ocean);
}
.display-title {
  font-family: var(--font-display); font-size: 2.25rem; font-weight: 600;
  line-height: 1.08; color: var(--color-ink);
}
@media (min-width: 640px)  { .display-title { font-size: 3rem; } }
@media (min-width: 1024px) { .display-title { font-size: 3.75rem; } }

.section-title {
  font-family: var(--font-display); font-size: 1.875rem; font-weight: 600;
  line-height: 1.2; color: var(--color-ink);
}
@media (min-width: 640px) { .section-title { font-size: 2.25rem; } }

.paper {
  min-width: 0; border-radius: 1.5rem; border: 1px solid rgba(10,29,52,.1);
  background: #fff; box-shadow: var(--shadow-paper);
}

.button-primary, .button-secondary {
  position: relative; overflow: hidden;
  display: inline-flex; min-height: 2.75rem; cursor: pointer;
  align-items: center; justify-content: center;
  border-radius: 999px; padding: .75rem 1.25rem;
  font-size: .875rem; font-weight: 800;
  transition: all 200ms ease;
}
.button-primary::before, .button-secondary::before {
  content: ""; position: absolute; inset: 0; background: #fff; opacity: 0;
  transform: scale(0); border-radius: inherit; transition: opacity 400ms ease, transform 400ms ease;
}
.button-primary:active::before, .button-secondary:active::before { opacity: .15; transform: scale(1); transition: none; }
.button-primary:active, .button-secondary:active { transform: scale(.95); }

.button-primary { background: var(--color-ocean); color: var(--color-ink); }
.button-primary:hover { background: var(--color-ink); color: #fff; }
.button-primary:disabled { cursor: not-allowed; opacity: .6; }

.button-secondary { border: 1px solid rgba(10,29,52,.2); background: #fff; color: var(--color-ink); }
.button-secondary:hover { border-color: var(--color-ocean); color: var(--color-ocean); }

.field {
  min-height: 2.75rem; width: 100%; border-radius: .75rem;
  border: 1px solid rgba(10,29,52,.2); background: #fff;
  padding: .625rem .75rem; font-size: 1rem; color: var(--color-ink);
}
.field::placeholder { color: rgba(10,29,52,.45); }
.field:focus { border-color: var(--color-ocean); outline: none; }

.label { margin-bottom: .375rem; display: block; font-size: .875rem; font-weight: 600; color: var(--color-ink); }

.page-hero-band { position: relative; overflow: hidden; background: var(--color-ink); padding-top: 3.5rem; padding-bottom: 0; color: #fff; }
@media (min-width: 640px) { .page-hero-band { padding-top: 5rem; } }

/* ─── Utility grid/flex helpers used across sections ──────────────────── */
.u-grid { display: grid; }
.u-flex { display: flex; }
.u-gap-4 { gap: 1rem; }
.u-gap-6 { gap: 1.5rem; }
.u-gap-8 { gap: 2rem; }
.u-items-center { align-items: center; }
.u-justify-between { justify-content: space-between; }
.u-text-center { text-align: center; }
.u-mt-3 { margin-top: .75rem; }
.u-mt-4 { margin-top: 1rem; }
.u-mt-6 { margin-top: 1.5rem; }
.u-mt-8 { margin-top: 2rem; }
.u-mt-10 { margin-top: 2.5rem; }

/* ─── Floating decorative shapes ───────────────────────────────────────── */
@keyframes float-1 { 0%,100% { transform: translateY(0) rotate(0deg); } 50% { transform: translateY(-14px) rotate(3deg); } }
@keyframes float-2 { 0%,100% { transform: translateY(0) rotate(0deg); } 50% { transform: translateY(-9px) rotate(-2deg); } }
@keyframes float-3 { 0%,100% { transform: translateY(0) rotate(0deg); } 33% { transform: translateY(-18px) rotate(2deg); } 66% { transform: translateY(-6px) rotate(-1deg); } }
.shape-float-1 { animation: float-1 7s ease-in-out infinite; }
.shape-float-2 { animation: float-2 9s ease-in-out infinite; }
.shape-float-3 { animation: float-3 11s ease-in-out infinite; }
.floating-shapes { position: absolute; inset: 0; pointer-events: none; overflow: hidden; z-index: 0; }
.floating-shapes span { position: absolute; border-radius: 999px; opacity: .5; }

/* ─── Gradient shift (CTA backgrounds) ─────────────────────────────────── */
@keyframes gradient-shift { 0%,100% { background-position: 0% 50%; } 50% { background-position: 100% 50%; } }
.animate-gradient-shift { background-size: 200% 200%; animation: gradient-shift 8s ease infinite; }

/* ─── Marquee (auto-scrolling logo strip) ──────────────────────────────── */
@keyframes marquee-scroll { from { transform: translateX(0); } to { transform: translateX(-50%); } }
.marquee-track { display: flex; width: max-content; animation: marquee-scroll 32s linear infinite; }
.marquee-track:hover { animation-play-state: paused; }
.marquee-viewport { overflow: hidden; -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); }
.marquee-logo { flex-shrink: 0; display: grid; place-items: center; padding: 0 2rem; height: 64px; }
.marquee-logo img { max-height: 40px; width: auto; opacity: .7; filter: grayscale(1); transition: opacity 200ms ease, filter 200ms ease; }
.marquee-logo img:hover { opacity: 1; filter: grayscale(0); }

/* ─── Reveal-on-scroll animation ───────────────────────────────────────── */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity 600ms cubic-bezier(.22,1,.36,1), transform 600ms cubic-bezier(.22,1,.36,1); }
.reveal.is-visible { opacity: 1; transform: translateY(0); }
.reveal--slide-left { transform: translateX(-32px); }
.reveal--slide-left.is-visible { transform: translateX(0); }
.reveal--slide-right { transform: translateX(32px); }
.reveal--slide-right.is-visible { transform: translateX(0); }
.reveal--scale-in { transform: scale(.96); }
.reveal--scale-in.is-visible { transform: scale(1); }

/* ─── Nav underline slide animation ────────────────────────────────────── */
.nav-link-animated { position: relative; }
.nav-link-animated::after {
  content: ""; position: absolute; bottom: -2px; left: 0; width: 0; height: 2px;
  background: var(--color-ocean); border-radius: 2px; transition: width 250ms cubic-bezier(.22,1,.36,1);
}
.nav-link-animated:hover::after, .nav-link-animated[aria-current="page"]::after { width: 100%; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .shape-float-1, .shape-float-2, .shape-float-3, .animate-gradient-shift, .marquee-track, .reveal { animation: none; transition: none; opacity: 1; transform: none; }
}
@media (max-width: 639px), (pointer: coarse) {
  .shape-float-1, .shape-float-2, .shape-float-3 { animation: none; }
  .paper { border-radius: 1.25rem; }
}

/* ─── Site header ──────────────────────────────────────────────────────── */
.site-header { position: sticky; top: 0; z-index: 40; border-bottom: 1px solid rgba(10,29,52,.1); background: rgba(247,241,230,.9); backdrop-filter: blur(8px); height: 4rem; transition: height 300ms ease, box-shadow 300ms ease; }
.site-header.is-scrolled { height: 3.5rem; box-shadow: var(--shadow-paper); }
.site-header__row { display: flex; height: 100%; align-items: center; justify-content: space-between; gap: 1rem; padding-block: .5rem; }
.site-header__logo img { height: 2.5rem; width: auto; }
.site-nav { display: none; align-items: center; gap: .25rem; }
@media (min-width: 1024px) { .site-nav { display: flex; } }
.site-nav__item { position: relative; }
.site-nav__link, .site-nav__trigger {
  display: flex; align-items: center; gap: .25rem; border: 0; background: none; cursor: pointer;
  border-radius: .75rem; padding: .5rem .75rem; font-size: .875rem; font-weight: 600;
  color: rgba(10,29,52,.75); transition: color 150ms ease;
}
.site-nav__link:hover, .site-nav__trigger:hover { color: var(--color-ocean); }
.site-nav__chevron { transition: transform 200ms ease; }
.site-nav__item.is-open .site-nav__chevron { transform: rotate(180deg); }
.site-nav__menu {
  display: none; position: absolute; left: 50%; top: 100%; margin-top: .5rem;
  width: min(360px, calc(100vw - 2rem)); max-width: calc(100vw - 2rem);
  transform: translateX(-50%); border-radius: 1rem; border: 1px solid rgba(10,29,52,.1);
  background: #fff; padding: 1rem; box-shadow: var(--shadow-paper); z-index: 50;
}
.site-nav__menu--wide { width: min(720px, calc(100vw - 2rem)); }
.site-nav__item.is-open .site-nav__menu { display: block; }
.site-nav__menu-all { margin-bottom: .75rem; border-bottom: 1px solid rgba(10,29,52,.08); padding-bottom: .75rem; }
.site-nav__menu-all a { font-size: .75rem; font-weight: 800; text-transform: uppercase; letter-spacing: .18em; color: var(--color-ocean); }
.site-nav__menu-grid { display: grid; gap: .25rem; max-height: 70vh; overflow-y: auto; }
.site-nav__menu--wide .site-nav__menu-grid { grid-template-columns: repeat(2, 1fr); }
@media (min-width: 1280px) { .site-nav__menu--wide .site-nav__menu-grid { grid-template-columns: repeat(3, 1fr); } }
.site-nav__menu-link { display: flex; align-items: flex-start; gap: .75rem; border-radius: .75rem; padding: .625rem; transition: background 150ms ease; }
.site-nav__menu-link:hover { background: var(--color-foam); }
.site-nav__menu-icon { margin-top: .125rem; flex-shrink: 0; display: grid; height: 1.75rem; width: 1.75rem; place-items: center; border-radius: .5rem; background: rgba(210,148,41,.1); color: var(--color-ocean); }
.site-nav__menu-title { font-size: .875rem; font-weight: 600; line-height: 1.2; color: var(--color-ink); }
.site-nav__menu-desc { margin-top: .125rem; font-size: .75rem; line-height: 1rem; color: rgba(10,29,52,.55); display: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; overflow: hidden; }
.site-nav__menu-actions { margin-top: .75rem; display: flex; gap: .75rem; border-top: 1px solid rgba(10,29,52,.08); padding-top: .75rem; }
.site-nav__menu-actions .button-primary, .site-nav__menu-actions .button-secondary { flex: 1; justify-content: center; font-size: .75rem; padding-block: .5rem; }
.site-header__cta { display: none; }
@media (min-width: 640px) { .site-header__cta { display: flex; align-items: center; gap: .75rem; } }
.site-header__burger { display: grid; height: 2.75rem; width: 2.75rem; cursor: pointer; place-items: center; border-radius: 999px; border: 1px solid rgba(10,29,52,.15); background: #fff; color: var(--color-ink); }
@media (min-width: 1024px) { .site-header__burger { display: none; } }

/* ─── Mobile drawer ─────────────────────────────────────────────────────── */
.mobile-drawer-overlay { position: fixed; inset: 0; z-index: 50; background: rgba(10,29,52,.35); display: none; }
.mobile-drawer-overlay.is-open { display: block; }
@media (min-width: 1024px) { .mobile-drawer-overlay { display: none !important; } }
.mobile-drawer { margin-left: auto; display: flex; height: 100%; width: min(88vw, 380px); max-width: 100%; flex-direction: column; overflow-y: auto; background: var(--color-sand); padding: 1.5rem; box-shadow: var(--shadow-paper); }
.mobile-drawer__head { display: flex; align-items: center; justify-content: space-between; }
.mobile-drawer__close { display: grid; height: 2.75rem; width: 2.75rem; cursor: pointer; place-items: center; border-radius: 999px; border: 1px solid rgba(10,29,52,.15); background: #fff; }
.mobile-nav { margin-top: 2.5rem; display: grid; gap: .25rem; }
.mobile-nav__link, .mobile-nav__trigger { display: flex; width: 100%; align-items: center; justify-content: space-between; border: 0; background: none; cursor: pointer; border-radius: .75rem; padding: .75rem; font-size: 1.125rem; font-weight: 600; color: var(--color-ink); text-align: left; }
.mobile-nav__trigger:hover, .mobile-nav__link:hover { background: #fff; }
.mobile-nav__submenu { display: none; margin-left: .75rem; margin-top: .25rem; display: grid; gap: .25rem; border-left: 2px solid rgba(210,148,41,.2); padding-left: 1rem; }
.mobile-nav__item.is-open .mobile-nav__submenu { display: grid; }
.mobile-nav__submenu a { border-radius: .5rem; padding: .375rem 0; font-size: .875rem; font-weight: 600; color: rgba(10,29,52,.75); }
.mobile-nav__actions { margin-top: auto; display: grid; gap: .75rem; padding-top: 1.5rem; }

/* ─── Site footer ───────────────────────────────────────────────────────── */
.site-footer { overflow: hidden; border-top: 1px solid rgba(10,29,52,.1); background: var(--color-ink); padding-block: 2.5rem; color: #fff; }
@media (min-width: 640px) { .site-footer { padding-block: 3rem; } }
.site-footer__grid { display: grid; min-width: 0; grid-template-columns: repeat(2, 1fr); gap: 1.5rem 2rem; }
@media (min-width: 768px) { .site-footer__grid { grid-template-columns: 1.3fr 1fr 1fr 1fr; gap: 2.25rem; } }
.site-footer__brand { grid-column: span 2 / span 2; min-width: 0; }
@media (min-width: 768px) { .site-footer__brand { grid-column: span 1 / span 1; } }
.site-footer__brand p { margin-top: 1rem; max-width: 24rem; font-size: .875rem; line-height: 1.5rem; color: rgba(255,255,255,.7); }
.site-footer__brand a { margin-top: 1.25rem; display: inline-flex; font-size: .875rem; font-weight: 700; color: var(--color-coral); }
.site-footer h2 { font-size: .875rem; font-weight: 700; text-transform: uppercase; letter-spacing: .05em; color: rgba(255,255,255,.6); margin: 0; }
.site-footer__col { min-width: 0; }
.site-footer__col .site-footer__links { margin-top: 1rem; display: grid; min-width: 0; gap: .5rem; font-size: .875rem; color: rgba(255,255,255,.8); }
.site-footer__links a:hover { color: var(--color-coral); }
.site-footer__legal { grid-column: span 2 / span 2; min-width: 0; }
@media (min-width: 768px) { .site-footer__legal { grid-column: span 1 / span 1; } }
.site-footer__bottom { margin-top: 2rem; min-width: 0; border-top: 1px solid rgba(255,255,255,.15); padding-top: 1.5rem; font-size: .75rem; line-height: 1.25rem; color: rgba(255,255,255,.55); }
@media (min-width: 640px) { .site-footer__bottom { margin-top: 2.5rem; } }
.site-footer__bottom p + p { margin-top: .5rem; max-width: 56rem; }
.site-footer__logo img { height: 2.25rem; width: 2.25rem; border-radius: .5rem; }
.site-footer__logo-row { display: flex; align-items: center; gap: .5rem; }
.site-footer__logo-text { height: 1.75rem; width: auto; }

/* ─── Homepage sections ─────────────────────────────────────────────────── */
.bf-section-pad { padding-block: 2rem; }
@media (min-width: 640px)  { .bf-section-pad { padding-block: 3rem; } }
@media (min-width: 1024px) { .bf-section-pad { padding-block: 4rem; } }
.bf-section-pad-sm { padding-block: 2.5rem; }
@media (min-width: 640px) { .bf-section-pad-sm { padding-block: 3.5rem; } }
.bf-section-pad-b { padding-bottom: 4rem; }
@media (min-width: 640px) { .bf-section-pad-b { padding-bottom: 5rem; } }
.bf-text-coral { color: var(--color-coral); }

.bf-hero { display: grid; overflow: hidden; border-radius: 2rem; background: var(--color-ink); color: #fff; box-shadow: var(--shadow-paper); }
@media (min-width: 1024px) { .bf-hero { grid-template-columns: 1.02fr .98fr; } }
.bf-hero__copy { position: relative; display: flex; flex-direction: column; justify-content: center; padding: 1.75rem; }
@media (min-width: 640px)  { .bf-hero__copy { padding: 2.75rem; } }
@media (min-width: 1024px) { .bf-hero__copy { padding: 3.5rem; } }
.bf-hero__title { margin-top: 1.25rem; max-width: 42rem; font-family: var(--font-display); font-size: 2.25rem; font-weight: 600; line-height: 1.04; }
@media (min-width: 640px)  { .bf-hero__title { font-size: 3rem; } }
@media (min-width: 1280px) { .bf-hero__title { font-size: 3.75rem; } }
.bf-hero__body { margin-top: 1.5rem; max-width: 42rem; font-size: 1rem; line-height: 1.75rem; color: rgba(255,255,255,.75); }
.bf-hero__body--muted { margin-top: .75rem; font-size: .875rem; color: rgba(255,255,255,.65); }
.bf-hero__tagline { margin-top: 1rem; max-width: 42rem; font-size: .875rem; font-weight: 700; color: var(--color-coral); }
.bf-hero__actions { margin-top: 2rem; display: flex; flex-direction: column; gap: .75rem; }
@media (min-width: 640px) { .bf-hero__actions { flex-direction: row; } }
.bf-btn-coral { background: var(--color-coral) !important; }
.bf-btn-coral:hover { background: #fff !important; color: var(--color-ink) !important; }
.bf-btn-ghost { border-color: rgba(255,255,255,.25) !important; background: transparent !important; color: #fff !important; }
.bf-btn-ghost:hover { border-color: #fff !important; color: #fff !important; }
.bf-hero__media { position: relative; min-height: 340px; overflow: hidden; }
@media (min-width: 1024px) { .bf-hero__media { min-height: 100%; } }
.bf-hero__media img { position: absolute; inset: 0; height: 100%; width: 100%; object-fit: cover; transition: transform 700ms ease; }
.bf-hero__media:hover img { transform: scale(1.05); }
.bf-hero__caption { position: absolute; bottom: 1.25rem; left: 1.25rem; right: 1.25rem; border-radius: 1rem; border: 1px solid rgba(255,255,255,.2); background: rgba(10,29,52,.75); padding: 1rem; font-size: .875rem; backdrop-filter: blur(6px); }
@media (min-width: 640px) { .bf-hero__caption { bottom: 2rem; left: 2rem; right: auto; max-width: 20rem; } }
.bf-hero__caption-title { font-weight: 600; color: #fff; margin: 0; }
.bf-hero__caption-body { margin-top: .25rem; line-height: 1.25rem; color: rgba(255,255,255,.7); }

.bf-services-intro { display: grid; gap: 1.5rem; background: var(--color-sand); padding: 2rem; }
@media (min-width: 640px) { .bf-services-intro { padding: 2.5rem; } }
@media (min-width: 1024px) { .bf-services-intro { grid-template-columns: auto 1fr; align-items: center; gap: 2rem; } }
.bf-services-intro__logo { position: relative; margin-inline: auto; height: 7rem; width: 7rem; }
.bf-services-intro__logo img { object-fit: contain; height: 100%; width: 100%; }
.bf-services-intro__body { margin-top: 1rem; font-size: 1rem; line-height: 1.75rem; color: rgba(10,29,52,.7); }
.bf-trust-grid { display: grid; gap: 2rem; border-top: 1px solid rgba(10,29,52,.1); background: #fff; padding: 2rem; }
@media (min-width: 640px) { .bf-trust-grid { grid-template-columns: repeat(3,1fr); gap: 1.5rem; padding: 2.5rem; } }
.bf-trust-icon { display: grid; height: 3.5rem; width: 3.5rem; place-items: center; border-radius: 999px; background: rgba(138,92,19,.1); color: var(--color-gold-deep); }
.bf-trust-title { margin-top: 1rem; font-family: var(--font-display); font-size: 1.125rem; font-weight: 600; }
.bf-trust-body { margin-top: .75rem; font-size: .875rem; line-height: 1.5rem; color: rgba(10,29,52,.65); }
.bf-rule { margin-top: .5rem; height: 2px; width: 2rem; background: var(--color-gold-deep); }
.bf-rule--wide { width: 2.5rem; }

.bf-service-group { margin-top: 2.5rem; }
.bf-service-group__title { font-family: var(--font-display); font-size: 1.5rem; font-weight: 600; color: var(--color-ink); }
.bf-service-grid { margin-top: 1.5rem; display: grid; gap: 1rem; }
@media (min-width: 640px)  { .bf-service-grid { grid-template-columns: repeat(2,1fr); } }
@media (min-width: 1024px) { .bf-service-grid { grid-template-columns: repeat(3,1fr); } }
.bf-service-card { display: flex; height: 100%; flex-direction: column; padding: 1.5rem; transition: transform 200ms ease, box-shadow 200ms ease, border-color 200ms ease; }
.bf-service-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-float); border-color: rgba(210,148,41,.35); }
.bf-service-card__title { margin-top: .5rem; font-family: var(--font-display); font-size: 1.5rem; font-weight: 600; line-height: 1.2; }
.bf-service-card__desc { margin-top: .75rem; font-size: .875rem; line-height: 1.5rem; color: rgba(10,29,52,.7); }
.bf-service-card__foot { margin-top: auto; display: flex; align-items: center; justify-content: space-between; padding-top: 1.25rem; }
.bf-service-card__more { font-size: .875rem; font-weight: 700; color: var(--color-gold-deep); }
.bf-service-card__icon { color: rgba(210,148,41,.5); }

.bf-lenders-title { margin-top: .5rem; font-family: var(--font-display); font-size: 1.5rem; font-weight: 600; color: var(--color-ink); }
@media (min-width: 640px) { .bf-lenders-title { font-size: 1.875rem; } }

.bf-about-strip { position: relative; overflow: hidden; background: var(--color-foam); padding-block: 3.5rem; }
@media (min-width: 640px) { .bf-about-strip { padding-block: 5rem; } }
.bf-about-strip__grid { position: relative; display: grid; gap: 2.5rem; }
@media (min-width: 1024px) { .bf-about-strip__grid { grid-template-columns: 1.05fr .95fr; align-items: center; } }
.bf-about-strip__copy { margin-top: 1.5rem; display: grid; gap: 1rem; font-size: 1rem; line-height: 1.75rem; color: rgba(10,29,52,.7); }
.bf-about-strip__cards { display: grid; gap: 1rem; }
@media (min-width: 640px) { .bf-about-strip__cards { grid-template-columns: repeat(2,1fr); } }
.bf-about-strip__stat { padding: 1.5rem; grid-column: 1 / -1; }
.bf-about-strip__stat-value { font-family: var(--font-display); font-size: 2.25rem; font-weight: 600; color: var(--color-gold-deep); margin: 0; }
.bf-about-strip__stat-label { margin-top: .5rem; font-size: .875rem; line-height: 1.5rem; color: rgba(10,29,52,.7); }
.bf-about-strip__mini { border-radius: 1.5rem; padding: 1.5rem; }
.bf-about-strip__mini--ink { background: var(--color-ink); color: #fff; }
.bf-about-strip__mini--ocean { background: var(--color-ocean); color: var(--color-ink); }
.bf-about-strip__mini-title { font-family: var(--font-display); font-size: 1.5rem; font-weight: 600; margin: 0; }
.bf-about-strip__mini-body { margin-top: .5rem; font-size: .875rem; line-height: 1.5rem; opacity: .8; }

.bf-process__title { max-width: 48rem; }
.bf-process-grid { margin-top: 2.25rem; display: grid; gap: 1rem; }
@media (min-width: 768px)  { .bf-process-grid { grid-template-columns: repeat(2,1fr); } }
@media (min-width: 1280px) { .bf-process-grid { grid-template-columns: repeat(4,1fr); } }
.bf-process-card { height: 100%; border-radius: 1.5rem; border: 1px solid rgba(10,29,52,.1); background: #fff; padding: 1.5rem; transition: border-color 200ms ease, box-shadow 200ms ease; }
.bf-process-card:hover { border-color: rgba(210,148,41,.3); box-shadow: var(--shadow-float); }
.bf-process-card__number { font-family: var(--font-display); font-size: 1.875rem; font-weight: 600; color: var(--color-ocean); }
.bf-process-card__title { margin-top: 1.25rem; font-family: var(--font-display); font-size: 1.25rem; font-weight: 600; }
.bf-process-card__body { margin-top: .75rem; font-size: .875rem; line-height: 1.5rem; color: rgba(10,29,52,.7); }

.bf-cta { position: relative; overflow: hidden; border-radius: 2rem; background: linear-gradient(135deg, #D29429, #F2D24C, #D29429); padding: 1.75rem; color: var(--color-ink); }
@media (min-width: 640px)  { .bf-cta { padding: 2.5rem; } }
@media (min-width: 1024px) { .bf-cta { display: flex; align-items: flex-end; justify-content: space-between; gap: 2.5rem; } }
.bf-cta__copy { position: relative; max-width: 42rem; }
.bf-cta__eyebrow { color: rgba(10,29,52,.6) !important; }
.bf-cta__title { margin-top: .75rem; font-family: var(--font-display); font-size: 1.875rem; font-weight: 600; line-height: 1.2; }
@media (min-width: 640px) { .bf-cta__title { font-size: 2.25rem; } }
.bf-cta__body { margin-top: 1rem; line-height: 1.75rem; color: rgba(10,29,52,.75); }
.bf-cta__actions { position: relative; margin-top: 1.75rem; display: flex; flex-direction: column; gap: .75rem; }
@media (min-width: 640px) { .bf-cta__actions { flex-direction: row; } }
@media (min-width: 1024px) { .bf-cta__actions { margin-top: 0; } }
.bf-btn-ink { background: var(--color-ink) !important; color: #fff !important; }
.bf-btn-ink:hover { background: #fff !important; color: var(--color-ink) !important; }
.bf-btn-white { border-color: rgba(10,29,52,.2) !important; background: #fff !important; }

/* ─── Inner page hero / breadcrumb / generic sections (about, contact, services, blog) ── */
.bf-page-hero { position: relative; }
.bf-page-hero__grid { position: relative; display: grid; gap: 2rem; padding-block: 2.5rem; }
@media (min-width: 1024px) { .bf-page-hero__grid { grid-template-columns: 1.05fr .95fr; align-items: center; padding-block: 4rem; } }
.bf-page-hero__title { margin-top: 1rem; font-family: var(--font-display); font-size: 2.25rem; font-weight: 600; line-height: 1.1; }
@media (min-width: 640px) { .bf-page-hero__title { font-size: 3rem; } }
.bf-page-hero__body { margin-top: 1.25rem; max-width: 40rem; font-size: 1.0625rem; line-height: 1.75rem; color: rgba(255,255,255,.75); }
.bf-page-hero__media { position: relative; border-radius: 1.5rem; overflow: hidden; min-height: 260px; }
.bf-page-hero__media img { position: absolute; inset: 0; height: 100%; width: 100%; object-fit: cover; }
.bf-breadcrumb { font-size: .8125rem; color: rgba(255,255,255,.6); }
.bf-breadcrumb a { color: rgba(255,255,255,.75); }

.bf-two-col { display: grid; gap: 2.5rem; }
@media (min-width: 1024px) { .bf-two-col { grid-template-columns: .78fr 1.22fr; } }
.bf-two-col--reverse { }
@media (min-width: 1024px) { .bf-two-col--72 { grid-template-columns: .72fr 1.28fr; } }

.bf-contact-card { border-radius: 1.25rem; border: 1px solid rgba(10,29,52,.1); background: #fff; padding: 1.5rem; }
.bf-contact-row { display: flex; align-items: flex-start; gap: .75rem; padding-block: .625rem; }
.bf-contact-row + .bf-contact-row { border-top: 1px solid rgba(10,29,52,.08); }
.bf-contact-row .dashicons { color: var(--color-ocean); margin-top: .1rem; }

.bf-form-grid { display: grid; gap: 1rem; }
@media (min-width: 640px) { .bf-form-grid--2 { grid-template-columns: repeat(2,1fr); } }
.bf-form-status { margin-top: 1rem; border-radius: .75rem; padding: .75rem 1rem; font-size: .875rem; }
.bf-form-status--success { background: rgba(210,148,41,.12); color: var(--color-gold-deep); }
.bf-form-status--error { background: rgba(220,38,38,.1); color: #b91c1c; }

.bf-map-embed { border: 0; width: 100%; height: 360px; border-radius: 1.5rem; }

.bf-faq { border-radius: 1rem; border: 1px solid rgba(10,29,52,.1); background: #fff; padding: 1rem 1.25rem; }
.bf-faq + .bf-faq { margin-top: .75rem; }
.bf-faq summary { cursor: pointer; display: flex; align-items: center; justify-content: space-between; font-weight: 600; color: var(--color-ink); list-style: none; }
.bf-faq summary::-webkit-details-marker { display: none; }
.bf-faq[open] summary { color: var(--color-ocean); }
.bf-faq__answer { margin-top: .75rem; font-size: .9375rem; line-height: 1.6; color: rgba(10,29,52,.7); }

.bf-bullets { display: grid; gap: .625rem; }
@media (min-width: 640px) { .bf-bullets--2col { grid-template-columns: repeat(2,1fr); } }
.bf-bullet { display: flex; align-items: flex-start; gap: .5rem; font-size: .9375rem; line-height: 1.5rem; color: rgba(10,29,52,.75); }
.bf-bullet .dashicons { color: var(--color-coral); margin-top: .2rem; flex-shrink: 0; }
.bf-bullet strong { color: var(--color-ink); }

.bf-blog-grid { display: grid; gap: 1.5rem; }
@media (min-width: 640px)  { .bf-blog-grid { grid-template-columns: repeat(2,1fr); } }
@media (min-width: 1024px) { .bf-blog-grid { grid-template-columns: repeat(3,1fr); } }
.bf-blog-card { padding: 0; overflow: hidden; }
.bf-blog-card img { width: 100%; aspect-ratio: 4/3; object-fit: cover; }
.bf-blog-card__body { padding: 1.5rem; }
.bf-blog-card__title { margin-top: .5rem; font-family: var(--font-display); font-size: 1.375rem; font-weight: 600; line-height: 1.25; }
.bf-blog-card__excerpt { margin-top: .75rem; font-size: .875rem; line-height: 1.5rem; color: rgba(10,29,52,.7); }
.bf-blog-card__foot { margin-top: 1.25rem; display: flex; align-items: center; justify-content: space-between; font-size: .8125rem; color: rgba(10,29,52,.55); }

.bf-cta-band { background: var(--color-foam); padding-block: 3.5rem; text-align: center; }

.bf-legal-section { border-radius: 1rem; border: 1px solid rgba(10,29,52,.08); background: #fff; padding: 1.5rem; }
@media (min-width: 640px) { .bf-legal-section { padding: 2rem; } }
.bf-legal-section + .bf-legal-section { margin-top: 1.25rem; }