Services / Commercial loans

Finance for business assets

Commercial Loans Perth

Whether you're purchasing commercial property, expanding your business, investing in new opportunities, or refinancing an existing commercial loan, Brighton Finance is here to help. We work with business owners, investors, and professionals across Perth, providing tailored commercial loan solutions to support your business goals. Commercial lending is different from residential finance. Every business has unique financial requirements, cash flow considerations, and growth plans. At Brighton Finance, we take the time to understand your objectives before comparing commercial loan options from a wide network of Australia's leading lenders. Whether you're acquiring office space, purchasing a warehouse, investing in retail premises, or refinancing commercial debt, our experienced finance brokers will guide you through the lending process from application to settlement.

  • Commercial property and business finance
  • Compared across a wide lender network
  • One dedicated broker, start to settlement
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Commercial loans

Commercial Loan Solutions for Businesses in Perth

Every business is different, which means your finance solution should be too.

Brighton Finance helps businesses throughout Perth secure commercial finance for a wide range of purposes, including:

We work with you to understand your financial objectives and help identify commercial loan solutions that support your long-term business success.

  • Purchasing commercial property
  • Expanding your business
  • Investing in office premises
  • Buying warehouses or industrial property
  • Retail and hospitality premises
  • Medical and healthcare facilities
  • Refinancing existing commercial loans
  • Property development opportunities
  • Business growth and expansion

Who We Help

Brighton Finance proudly assists a diverse range of clients across Perth, including:

Whether you're purchasing your first commercial property or expanding an existing portfolio, we're here to help you navigate the lending process with confidence.

  • Small business owners
  • Medium-sized businesses
  • Company directors
  • Property investors
  • Medical professionals
  • Healthcare practices
  • Tradies and contractors
  • Retail businesses
  • Hospitality businesses
  • Professional service firms
  • Commercial property investors

Why Choose Brighton Finance for Your Commercial Loan?

Commercial finance often involves more complex lending assessments than residential home loans. Choosing the right finance broker can help simplify the process and ensure you're exploring a broad range of lending options.

At Brighton Finance, we offer:

  • Access to Australia's Leading Lenders — We compare commercial loan products from a wide network of Australia's leading lenders, giving you access to more finance options than approaching a single bank.
  • Tailored Finance Solutions — Every business has different financial objectives. We take the time to understand your circumstances before recommending suitable commercial lending options.
  • Personalised Service — You'll work with one dedicated finance broker who will guide you through every stage of your commercial loan application.
  • Expert Guidance — Commercial lending requirements can vary significantly between lenders. We explain your options clearly so you can make informed financial decisions.

Finance for Commercial Property Purchases

Purchasing commercial property is a significant investment that requires careful planning.

Whether you're buying premises for your own business or investing in commercial real estate, Brighton Finance can assist with finance solutions for:

We'll help you compare commercial loan options that align with your investment objectives and financial circumstances.

  • Office buildings
  • Retail shops
  • Warehouses
  • Industrial facilities
  • Medical centres
  • Consulting rooms
  • Mixed-use developments
  • Commercial investment properties

Commercial Loan Refinancing

If you already have a commercial loan, refinancing may help improve your financial position depending on your circumstances.

Businesses across Perth refinance commercial loans for a variety of reasons, including:

We'll assess your current commercial loan and compare refinancing options from multiple lenders to help determine whether refinancing may be beneficial.

  • Reviewing interest rates
  • Improving cash flow
  • Consolidating commercial debt
  • Accessing equity
  • Changing loan features
  • Supporting future business growth

Why Use a Finance Broker for Commercial Loans?

Commercial lending is often more specialised than residential lending, with each lender having different assessment criteria and lending policies.

Working with Brighton Finance means you'll benefit from:

Our goal is to make commercial finance straightforward while helping you secure a loan that supports your business objectives.

  • Access to multiple commercial lenders
  • Tailored lending recommendations
  • Assistance with documentation
  • Professional guidance throughout the application process
  • Clear communication from enquiry through to settlement
  • Ongoing support as your business grows

Why Businesses Across Perth Choose Brighton Finance

Businesses throughout Perth trust Brighton Finance because we focus on building long-term relationships rather than simply arranging finance.

  • Personalised Advice — Every commercial lending recommendation is tailored to your business goals and financial circumstances.
  • Access to Australia's Leading Lenders — We compare commercial loan products from a broad network of lenders to help you explore suitable finance options.
  • Local Perth Knowledge — As a finance broker servicing Perth, we understand the local commercial property market and the lending considerations relevant to Western Australian businesses.
  • Dedicated Support — From your first enquiry through to settlement, you'll have one dedicated broker providing personalised guidance throughout your commercial finance journey.
  • Long-Term Business Relationships — Whether you're purchasing your first commercial property or expanding your business, we're committed to supporting your lending needs as your business continues to grow.

How it works

  1. 01

    Initial Consultation

    We begin by understanding your business, financial position, and commercial finance requirements.

  2. 02

    Financial Assessment

    We review your business circumstances, borrowing capacity, and lending requirements.

  3. 03

    Compare Commercial Lenders

    We compare commercial loan options from Australia's leading lenders to identify finance solutions suited to your business.

  4. 04

    Loan Application

    Once you've selected a suitable loan, we'll prepare and manage your application while keeping you informed throughout the process.

  5. 05

    Approval & Settlement

    We'll work closely with your lender to help ensure your commercial loan progresses smoothly through approval and settlement.

  6. 06

    Ongoing Support

    As your business evolves, we're here to review your commercial finance and assist with future lending requirements.

Common questions

Frequently asked questions

What can a commercial loan be used for?

Commercial loans can be used for purchasing commercial property, refinancing existing commercial debt, business expansion, property investment, and a range of other approved business purposes.

Who can apply for a commercial loan?

Commercial loans are available to eligible business owners, companies, trusts, partnerships, self-employed individuals, and commercial property investors, subject to lender assessment.

Can I refinance an existing commercial loan?

Yes. Depending on your financial circumstances and lender requirements, refinancing may help improve your commercial lending arrangements.

How much can I borrow?

Borrowing capacity depends on several factors, including your business income, financial position, security offered, and lender assessment criteria.

Why should I use a finance broker?

A finance broker compares commercial lending options from multiple lenders, helping you explore a wider range of finance solutions while providing expert guidance throughout the application process.

Is there a fee to use Brighton Finance?

Fees and charges vary depending on the lender and the commercial finance solution selected. We'll explain any applicable costs before proceeding with your application.

Speak with a Commercial Loan Broker in Perth Today

We proudly support businesses, investors, and professionals across Perth, comparing commercial loan solutions from Australia's leading lenders while providing personalised guidance every step of the way.

Mortgage brokers must act in a consumer's best interests when providing credit assistance. Credit assistance is subject to lender criteria, verification and approval.