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Property Development Finance Perth

Property development requires careful planning, strong financial management and the right funding structure. Whether you're planning a townhouse development, subdivision or multi-unit residential project, Brighton Finance can help you understand your development finance options and compare suitable lending solutions. We take the time to understand your project, financial position and objectives before helping you find a finance strategy that works for your development.

  • Townhouse, subdivision and multi-unit projects
  • Funding structured around your project
  • Practical business experience behind the advice
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Property development finance

Development Finance Built Around Your Project

Every development is different.

The funding required for a small subdivision can look very different from a multi-unit development, which is why development finance needs to be considered in the context of the entire project.

Depending on the development and lender, finance may be used towards:

We'll help you understand the funding requirements and explore options available through our lender panel.

  • Land acquisition
  • Construction costs
  • Site works
  • Professional and development costs
  • Other eligible project expenses

What Types of Developments Can We Help With?

  • Residential Developments — Finance solutions for eligible residential property development projects across Perth and WA.
  • Townhouse Developments — Planning a townhouse project? We can help you explore funding options based on your proposed development and financial position.
  • Subdivisions — Looking to subdivide an existing property into multiple lots? We'll help you understand the finance considerations involved.
  • Multi-Unit Developments — For larger residential projects, we can help assess your funding requirements and explore suitable lending options.

What Lenders May Consider

Development finance is assessed differently from a standard home loan.

Depending on the project, lenders may consider:

Understanding these factors early can help you make more informed decisions before committing to a development.

  • The development site and purchase price
  • Total project and construction costs
  • Expected value of the completed development
  • Your available equity or contribution
  • Development experience
  • Project feasibility
  • Proposed exit strategy
  • The lender's specific criteria

Why Brighton Finance?

A finance strategy that looks beyond the loan.

At Brighton Finance, we understand that development finance is about more than securing funding. We take a practical approach to understanding your project and financial objectives before recommending suitable options.

  • Lender Choice — Access to a broad panel of Australian lenders, giving us the ability to compare suitable funding options.
  • Personalised Advice — Every development is different. We tailor our approach to your project, circumstances and goals.
  • Real-World Business Experience — Founder and Principal Mortgage Broker Chintan Shah has experience owning and operating multiple businesses, bringing a practical understanding of cash flow, financial planning and business decisions.
  • Clear Communication — We make the finance process easier to understand and keep you informed throughout your application.
  • Long-Term Relationships — We're interested in building relationships that continue beyond a single development or loan.

How it works

  1. 01

    Understand Your Project

    We'll discuss your proposed development, costs, timeline and objectives.

  2. 02

    Assess Your Financial Position

    We'll consider your available equity, income, existing commitments and contribution to the project.

  3. 03

    Explore Suitable Lenders

    We compare available development finance options and identify lenders whose criteria may align with your project.

  4. 04

    Manage the Application

    Once you've selected an option, we'll help prepare the application and work with the lender throughout the approval process.

Common questions

Frequently asked questions

Can I get finance for a townhouse development?

Potentially. Townhouse developments may be eligible for development finance depending on the project, costs, location, value and lender requirements.

Can first-time developers apply for development finance?

Potentially. Your development experience is one factor lenders may consider, alongside the strength of the project, your financial position and the proposed funding structure.

Can development finance cover construction costs?

Depending on the lender and project, development finance may contribute towards eligible construction and development costs.

How much equity do I need?

There is no single amount that applies to every development. The required contribution depends on factors including the project, total costs, property values, lender criteria and your financial position.

Planning Your Next Development?

Let's talk about the finance before you commit. Whether you're considering your first development or planning your next project, Brighton Finance can help you understand your options and explore a funding strategy suited to your circumstances.

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Mortgage brokers must act in a consumer's best interests when providing credit assistance. Credit assistance is subject to lender criteria, verification and approval.